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新加坡近一半受访者认为永远无法实现财务自由_我的网站

A |     在新加坡，财务自由对于许多人来说仍然是一个遥不可及的目标。    TIJUANA, Mexico -- It’s Sunday night and Crystal P. Lira is not answering her messages. Inside the headquarters of Colectiva Bloodys y Projects, an organization that has supported reproductive rights near the U.S.-Mexico border since 2016, her only concern is for the woman she has provided with a safe space to get an abortion.Lira, who lives in Tijuana, in northern Mexico, is one among dozens of Mexican “acompañantes" — volunteers who support women wanting to terminate a pregnancy. Located all over the country, most acompañantes offer virtual guidance through an abortion protocol in which no clinics or prescriptions are needed.Developed by activists after decades of facing abortion bans and restrictions in most of Mexico’s 32 states, the protocol encourages women to trust self-managed medication abortions following guidelines established by the World Health Organization.“Accompaniment means that we facilitate information, medications and everything a woman needs to get a safe abortion at home,” Lira said. “But we also provide emotional support and support to fight stigma, religious and cultural barriers.”Mexico’s Supreme Court recently ruled that national laws prohibiting abortions are unconstitutional and violate women’s rights. The ruling, which extended Latin American’s trend of widening abortion access, happened a year after the court’s U.S. counterpart went in the opposite direction.The Mexican decision did not have the same immediate impact as Roe v. Wade, the 1973 U.S. Supreme Court ruling guaranteeing women’s access to abortion on a nationwide basis.Although the Mexican ruling orders the removal of abortion from the federal penal code and requires federal health institutions to offer the procedure to anyone who requests it, further state-by-state legal work will be needed to remove all penalties.“The court did not give a direct instruction to any local congress, but it sends a very clear signal of what congresses have to do,” said Sofia Aguiar, a lawyer at the Information Group for Chosen Reproduction, known by its Spanish initials GIRE.For now, 20 Mexican states still criminalize abortion.In Baja California, where Tijuana is located, abortion was decriminalized in 2021. By then, Lira had already gained five years’ experience as an acompañante.“Ahead of starting an abortion network, I questioned myself: How did I get to this point? Why did I live what I lived, and what could have been different?” she said.In 2012, Lira faced an unwanted pregnancy. “I didn’t know what to do, where to look for help,” she said.On the recommendation of a friend, and due to her hometown’s proximity to the U.S. border, Lira made an appointment at a Planned Parenthood clinic in San Diego. She traveled back home with pills and a debt of $600 that she paid for her abortion.Three years later, deeply conflicted by the inequality in abortion access, she became an activist and received training to become an acompañante.“The easiest part was learning the abortion protocol,” she said. “The toughest was acquiring a political perspective, understanding how abortions are based on rights and freedom.”Many reject her views in Mexico, a predominantly Catholic country.Soon after the court’s ruling in early September, former actor and right-wing activist Eduardo Verástegui announced he will seek the presidency on an anti-abortion platform. “Say ‘yes’ to life and ‘no’ to abortion,” he has said, echoed by his followers. Without mentioning him by name, the Catholic archbishop of Mexico City, Carlos Aguiar Retes, recently advocated voting for Verástegui in the 2024 election, and some Catholic, evangelical and anti-abortion groups have publicly supported him as well.“We think it’s good to have a character like him,” said Rodrigo Iván Cortés, director of the National Family Front, an anti-abortion group. “He’s explicit about defending life and family.”Abortion activists were not surprised by the conservative response to the court’s ruling. “Historically, every progressive movement is followed by a setback from groups that organize against it,” said Aguiar from GIRE. “We saw it in the United States.”Aguiar and her colleagues plan to keep advocating for reproductive rights. “We will continue working on issues like obstetric violence, maternal death and forced contraception,” Aguiar said.At Colectiva Bloodys y Projects, Lira has plans of her own.With a colleague who recently moved to San Diego, they hope to replicate some of their abortion strategies in California. “We want to migrate our perspectives,” Lira said. “To lead informative brigades and communicate that we can provide pills for those who can’t access abortion medication there.”It’s no coincidence that Lira’s views are influenced by migration. The surge of migrants approaching the U.S. border, traveling from Colombia through the Darién jungle and moving up through Central America into Mexico, could approach 500,000 this year.Venezuelans, Salvadorans, Haitians and Mexicans — internally displaced by violence — are among those who migrate by trains, buses and on foot. Along the way, thousands are victims of robbery, human trafficking and sexual abuse.“We’ve been seeing women who suffer a lot of violence on their way to the United States,” Lira said.Some migrants who wish to terminate their pregnancies contact them directly and others are channeled through shelters or midwives. “We have realized the need to support these women. … They experience violence, especially sexual, and need abortions,” said Minerva, another member of Colectiva Bloodys y Projects. For security reasons, she spoke on condition she be identified only by her first name.Access to medication and a private space to get a self-managed abortion are particularly difficult for migrants, who can spend several months in shelters on the border.“We want to accompany them,” Lira said. “But abortion access is just the tip of the iceberg. We expect to share key information for their physical and mental health.”Joining forces with a local organization focused on reproductive health, Lira and activist Monica Rosas will offer an informative workshop on fertility and the reproductive cycle by mid-October at a church-affiliated shelter where up to 1,700 migrants are currently waiting to enter the U.S.“We will create a space for self-knowledge as a tribe,” Rosas said.The program includes body literacy — naming parts of the anatomy free of taboos — and dances to celebrate the female body.“We would love for these women who are passing through, waiting for an opportunity to cross, to carry this information with them,” Lira said. “Our bodies are powerful and, if we know them, that can help us reach our own identity.”___Associated Press religion coverage receives support through the AP’s collaboration with The Conversation US, with funding from Lilly Endowment Inc. The AP is solely responsible for this content.。

B | 尽管部分人已经实现了经济独立，但近一半的受访者认为，他们永远无法在当前的经济环境下达到财务自由。这一现象揭示了社会中日益加剧的经济压力与挑战。

C | 1. 财务自由的挑战：四成新加坡人感到遥不可及根据综合保险公司 Singlife 第二次金融自由指数调查，44% 的新加坡人认为他们永远无法实现财务自由。主要原因包括收入不足、健康状况的不确定性，以及工作不稳定。这些因素共同增加了新加坡人在实现财务独立道路上的压力。受访者表示，他们对通货膨胀、退休储蓄不足以及医疗费用的担忧最为严重。这些经济压力使得他们难以规划长远的财务目标，从而进一步加剧了实现财务自由的难度。尤其是面对日益增长的生活成本，新加坡人对未来的经济前景感到担忧。这种不确定性导致许多人选择更为保守的财务策略，以应对不可预见的经济挑战。

D | 来源：straitstimes2. 生育与财务自由：子女养育成本的沉重负担调查显示，44% 的新加坡人认为生孩子会减缓他们实现财务自由的速度。

E | 受访者估计，抚养孩子到 21 岁的成本将超过 50 万新元，这一巨大开销使得许多人推迟或放弃生育计划。这种担忧在55岁至64岁、拥有年幼子女的高收入家庭中尤为明显。随着生活成本的增加，养育孩子的经济压力使得许多人感到不堪重负，进一步拖慢了他们实现财务自由的步伐。尽管如此，仍有部分受访者认为生育不会显著影响他们的财务状况。他们通常对自己的财务规划更有信心，并采取了积极的措施来应对未来的经济挑战。

F | 来源：straitstimes3. 财务规划与自由的路径：知易行难调查还发现，55% 的新加坡人表示他们知道如何实现财务自由。

G | 然而，剩下的 45% 仍然不确定，尤其是35至44岁之间的中年人和家庭月收入较低的女性。

H | 为了达到财务自由，受访者认为他们需要大约 612,000 新元的现金储备。这一目标比2023年增加了8%，反映了人们对未来经济不确定性的担忧。即便如此，五分之四的受访者仍计划在 65 岁时退休，尽管他们面临着如何筹集足够资金的挑战。此外，越来越多的新加坡人考虑在海外退休，以降低生活成本并享受更慢的生活节奏。马来西亚、澳大利亚和泰国等地成为了他们的首选退休目的地。来源：8world新加坡人对于实现财务自由的信心有所下降，反映了当前经济环境下的种种挑战。面对上升的生活成本和不确定的经济前景，唯有制定并执行有效的财务策略，才能实现真正的财务自由。参考资料：1. Close to half of Singapore residents say they will never achieve financial freedom: Poll，海峡时报。

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